Posts by stephenhjones
What Happens When You Turn 65?
When you turn 65, you become eligible for Medicare, a federal health insurance program. Your eligibility may be based on your age or if you have certain disabilities. Here’s an overview of the different parts of Medicare and what they cover: 1. Medicare Part A: Hospital Insurance What It Covers: Part A helps cover the…
Read MoreAdding Non-Applicants as Applicants or Filing Independently
If you are currently not listed as an applicant on a case but wish to become one, you have two primary options: 1. Existing Case (Becoming an Applicant): Process: You’d want to contact the agency who manages the case you’re a non applicant on Inform them that you would like to become an applicant Provide…
Read MoreWhat to Do If Your Doctor Leaves Your Network
It’s frustrating when you find out your trusted doctor or clinic is no longer covered by your health insurance plan. Unfortunately, provider networks change—but you still have options. Why Do Networks Change? Insurance companies regularly update their contracts with hospitals, clinics, and doctors. If a provider leaves the network, it means they no longer have…
Read MoreHealth Coverage Options for Immigrant Families in Minnesota
Health insurance can be confusing for anyone—but immigrant families often face unique questions about eligibility. The good news: many immigrant Minnesotans qualify for affordable health coverage through MNsure. Options Available Medical Assistance (MA): Available to many low-income immigrants, including lawful permanent residents (green card holders), asylees, and refugees. MinnesotaCare: A low-cost option for those who…
Read MoreHow Our Multilingual Navigators Help Break Down Enrollment Barriers
Health insurance is complicated enough—but when English isn’t your first language, it can feel overwhelming. At Briva Health, we believe language should never be a barrier to getting quality healthcare coverage. That’s why we’re proud to offer multilingual navigator services. Why Language Access Matters Important forms, terms, and deadlines are often only in English. Misunderstandings…
Read MorePreventive Services Covered for Free — Take Advantage of Your Benefits
One of the best parts of having health insurance is access to preventive services at no cost. That means you don’t pay a copay, deductible, or coinsurance for certain screenings and checkups. What’s Included? Preventive services include: Annual checkups with your doctor Screenings for blood pressure, cholesterol, and diabetes Cancer screenings like mammograms and colonoscopies…
Read MoreYour Post-Enrollment Toolkit — What to Do After You Get Covered
You’ve enrolled in a health plan through MNsure—congratulations! 🎉 But what happens next? Many people aren’t sure what to do after signing up. Here’s a post-enrollment checklist to make sure you get the most from your coverage. 1. Watch for Your Welcome Packet Your insurance company will mail you a packet with your ID cards…
Read MoreHow Premium Tax Credits Lower Your Healthcare Costs
Health insurance can be expensive, but if you apply through MNsure, you may qualify for help paying your monthly premium. This assistance comes in the form of a premium tax credit. What Is a Premium Tax Credit? It’s a type of financial assistance that lowers the amount you pay each month for your health insurance…
Read MoreMetal Tiers 101: Which MNsure Plan Is Right for You?
Choosing a health insurance plan can feel overwhelming—especially when you see Bronze, Silver, Gold, and Platinum options. These “metal tiers” don’t reflect quality of care (all MNsure plans meet the same standards). Instead, they describe how you and your plan split costs. The Four Metal Tiers Bronze: Lower monthly premiums, but higher out-of-pocket costs when…
Read MoreWhat Is a Special Enrollment Period and Do You Qualify?
When it comes to health insurance, most people think of Open Enrollment, that short window of time each year when you can apply for or change your health coverage through MNsure. But what if life changes outside of that window? That’s where the Special Enrollment Period (SEP) comes in. What is a Special Enrollment Period?…
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