What is MinnesotaCare?
MinnesotaCare is a state run health program for low income minnesotans, its income limits are higher than Medical Assistance. The program is paid for by a tax on hospitals, health care providers, Basic Health program funding, and premiums from enrollees.
The health plans available for MinnesotaCare enrollees vary from one county to another. However, most counties carry at least two to three options.
To qualify for MinnesotaCare, an applicant must meet the following requirements:
- Must be a minnesota resident
- Must be a citizen or lawfully present
- Household’s income must be greater than 133% of the federal poverty level and not exceed 200%
- Must not be enrolled in or have access to medicare part A or B.
- Must not be enrolled in or have access to employer coverage.
The premiums enrollees must pay are on a sliding scale. Those on the lower end of the income limit for the program tend to pay little to none, while those on the higher end can pay up to the maximum of $80. MinnesotaCare does not have an asset limit.
However, exceptions are made for some members, those include:
- Those that are younger than 21 years of age
- American Indians or Alaskan natives
- Households with incomes less than 35% of the federal poverty level
Keep in mind that MinnesotaCare health coverage will not commence until the first premium has been paid, and coverage always begins the month following the month the premium has been paid on. Coverage will continue so long as the member is making his/her premium payments in a timely manner.
Once enrolled, members receive a packet in the mail with information about carriers and a bill for their premium if one exists.
MinnesotaCare is a year long program, meaning that those who qualify can apply at any point during the year. To apply, visit mnsure.org or have a sit down with one of our experienced navigators here at Briva health. Call us at 855.566.7873.