Types of Low-Cost Healthcare Plans

MNSure is the state-level health insurance marketplace for Minnesota. You can shop for plans offered by healthcare insurance companies such as Blue Cross Blue Shield, Health Partners, UCare, and Medica. MNsure is the only place Minnesotans can apply for financial help to reduce the cost of their monthly insurance premium and out-of-pocket costs. The majority of Minnesotans who enroll through MNsure qualify for financial help.

There are three healthcare programs available through MNsure, including:

Medicaid: A joint state-and-federal program designed to provide healthcare for low-income adults.

  • Ideal for low-income individuals, pregnant women, individuals receiving Supplemental Social Security Income (SSI), and more.

Minnesota Care: A state-run healthcare program designed to provide health coverage for low-income Minnesotans.

  • Ideal for Minnesota residents who are not enrolled in Medicare part A or B, who meet income requirements, and who are not currently incarcerated.

Qualified Health Plans (QHP): A federally-certified healthcare plan that provides the required essential health benefits, also known as “minimum essential coverage”. These plans also adhere to federal limits on cost sharing (e.g. deductables, copays, maximum out of pocket) and meet other requirements under the Affordable Care Act.

  • Ideal for individuals of any income bracket and who are looking for specific types of coverage. These plans may be purchased at the state or federal level, allowing people to have the maximum amount of options.

Navigating the healthcare marketplace can seem a daunting task. Briva Health is here to help. Our expert navigators help you find the best fit for your family size, income, and any special healthcare considerations.

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