Frequently Asked Questions

What is Minnesota’s Open Enrollment Period for Health Insurance in 2019?

Minnesota’s open enrollment period for health insurance is from November 1, 2018 to January 13, 2019. This means that Minnesotans who qualify for private plans must sign up during this period. Individuals and families who qualify for Medicaid and Minnesotacare, however, can sign up year-round.

What is the Special Enrollment Period?

The Special Enrollment Period (SEP) is a period of time during which Minnesotans can enroll in a private health plan or change enrollment to another private plan if they experience a qualifying life event such as having a baby, getting married, moving to a new area, or losing existing health coverage.

Where can I Enroll for Health Insurance?

Minnesota has hundreds of navigators and brokers who can assist people with health insurance enrollment. You may go to MNSure, Minnesota’s healthcare marketplace, to complete the application yourself, or you may contact a MNsure certified navigator such as Briva Health to help guide you through the application process.

If you live outside of Minnesota, you will need to check the Affordable Care Act site to see if your state has its own healthcare marketplace. If your state does not have its own health insurance marketplace, you can apply for health insurance here.

What if I am Already Enrolled in Health Insurance?

If you are already enrolled in health insurance, you do not have to do anything if you are satisfied with your plan. However, healthcare plan costs change over time and plan terms can change. You may want to check to see if you are eligible for a plan that is more affordable or is a better fit for a change in your healthcare needs.

What does a Briva Health MNSure Navigator Do?

A Briva Health MNSure Navigator can…

  • Explain various options, price packages, and benefits available through MNsure.
  • Assist in determining eligibility for coverage and where you fit on the sliding scale of subsidies and tax credits.
  • Explore any free or low-cost programs for which you may qualify.
  • Provide referrals to alternative medical care coverage, when appropriate.
  • Offer enrollment assistance to ensure that you sign up for the health care package that is the best fit for your family’s needs.
  • Guide you through the appeals and exemptions process.
  • Provide year-round assistance if you need help, have questions, or would like additional information.
  • Provide multilingual enrollment services in English, Spanish, Somali, Arabic, and Swahili.

Who Can Enroll in MNSure?

You can find the full list of MNSure enrollment eligibility criteria here.

  • Minnesota residents over the age of 21
  • People who live in-state, are actively seeking employment, and plan to make Minnesota their home
  • Individuals under the age of 21 with a parent who lives in Minnesota
  • Lawfully present immigrants
  • Self-Employed individuals (Self-Employed individuals also have the option of enrolling in the Affordable Care Act.)